Saturday, February 13, 2010
Yay One Better On Our Credit Debt
When we paid some debt off with our tax return we paid off two of our credit cards. I wasn't sure that we were going to keep these cards open since they were charging a $39 per year membership fee. I called today to ask them to remove the fee and they did without any fight. It is only for one year but I can call again next year and ask them to waive the fees too. If they don't waive the fees then we can close the accounts but for now they are just in case of an emergency. We shouldn't have to use them because we have also put a little money in savings in case of life's little emergencies. I spent a total of 15 minutes on the phone and I saved us $78.00 this year. Yay I can put that money towards some other debt.